Fixed Term Residential Lending Rates
| Term |
Rate |
| 6 Months |
5.65% p.a. |
| 12 Months |
5.25% p.a. |
| 24 - 36 Month Special |
5.65% p.a. * |
| 24 Months |
5.79% p.a. |
| 36 Months |
5.85% p.a. |
| 60 Month Special |
5.99% p.a. * |
| 60 Months |
6.90% p.a. |
| Floating Rate |
|
| 5.65% p.a. * |
|
These rates apply to loans secured by residential owner-occupied properties only. An additional 0.50% p.a applies to loans secured by residential investment properties. * To be eligible for this rate you must have your monthly income credited to your HBS Bank transactional account. Members who do not have their monthly income credited are eligible for a rate of 5.79%.